Credit Analyst Job at Peregrine Team, Newport Beach, CA

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  • Peregrine Team
  • Newport Beach, CA

Job Description

We are seeking a Credit Analyst to evaluate financial data, assess borrower risk, and support lending decisions within a dynamic banking environment. This role is critical in maintaining sound credit practices and supporting loan growth.

Key Responsibilities

  • Credit Evaluation: Analyze financial statements, tax returns, and credit reports.
  • Risk Assessment: Evaluate borrower risk and make recommendations for loan approval or denial.
  • Credit Memorandums: Prepare detailed credit write-ups and loan summaries.
  • Portfolio Monitoring: Assist in ongoing monitoring of loan performance and risk exposure.
  • Collaboration: Work closely with loan officers and underwriting teams.

Qualifications

  • Experience: 2–4 years in credit analysis or commercial banking.

Skills

  • Strong understanding of financial statements and credit metrics.
  • Excellent analytical and problem-solving skills.
  • Proficiency in Excel and financial systems.

Attributes

  • Detail-oriented and objective decision-maker.
  • Strong organizational skills.

Compensation
$70,000 – $90,000 depending on experience

Job Tags

Full time

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